Financial Arrangements
Payment is expected at the time services are performed. We
accept cash, checks, Visa, MasterCard and American Express.
When extensive dental care is necessary or when dental insurance
is involved, financial arrangements can be made with our office
manager. Please inquire about our financing plans. Our primary
concern is your dentistry. Nontheless, we will be sensitive
to your financial circumstances within the framework of sound
business practices.
A Word About Dental Insurance
Our accounting department will prepare all of the necessary
forms for this important benefit. However, we remind you that
your policy is an agreement between you and your insurance
company, not between your insurance company and our office.
We can make no guarantee of any estimated coverage, but we'll
do our best to see that you receive your maximum benefits.
Please keep in mind that you are responsible for your total
obligation should your insurance benefits result in less coverge
than anticipated. If you would like to know what your expected
coverage will be, we will submit a pre-treatment estimate.
Your insurer will generally send a detailed response within
4-6 weeks.
Cosmetic Dentistry and Insurance
Cosmetic procedures are generally not
covered by most dental insurance policies; however, partial
benefits are often available if the teeth are broken or have
previous dental fillings, bonding, or crowns. Also, most insurance
companies will pay approximately 80% of the cost for silver
fillings on posterior (molar and bicuspid) teeth. If a more
expensive porcelain or tooth colored filling material is used,
the insurance company usually still pays their percentage
based on the cost of the less expensive silver filling.
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